GillElmgren said "I think your leaving yourself open to liable.
Perhaps Mr. Smith is telling the truth, I myself use e-interact as my preferred method of payment as I no longer have a credit card or paypal. "
Liable and LIBEL are two very different things, and your spelling would suggest that u are only now learning that there is a difference between the two...and besides, he would have to prove that the statement damaged a reputation built by the individual.
And using e-transfer, or paypal can be cancelled even after the recipient has accepted payment. In this case, the poster made reference to an emailed cheque, something I would discourage anyone from accepting, regardless of the circumstances.