Discussions

http://www.cbc.ca/beta/news/canada/manitoba/winnipeg-based-jewelry-chain-ben-moss-closes-1.3702689  
 
Ben Moss is officially closing their doors all across the country and I am devastated! Mine and my husbands wedding bands and my engagement ring are from Ben Moss and we have spent hundreds of dollars on insurance less then a year ago. The insurance we have is now void and they cannot do anything for us. What are everyone's thought on this? What can be done if something happens to my ring? Is there anywhere else we can buy insurance for our rings in case I lose a diamond or it needs to be cleaned? I feel somehow betrayed by the company lol

http://www.ebrandon.ca/messagethread.aspx?message_id=953894&cat_id=24  
 
I don't know what you can do about the insurance being void. I never buy insurance on anything, because when you need it, there is always some kind of stipulation in there that never covers what you need it to cover.

Allie Cat said "Ok, question.....where did you have insurance on your rings? Most people have insurance through their homeowner's policy. So long as you have an appraisal and it's listed on your policy, you should be good. "

Homeowners policies will cover to a certain amount per item. If your ring is worth more than that you need to add special coverage.

We bought a Lifetime Service Plan from Ben Moss. If anything goes wrong with your ring, they fix it and replace diamonds for no cost.

93lizzie said "We bought a Lifetime Service Plan from Ben Moss. If anything goes wrong with your ring, they fix it and replace diamonds for no cost. "

as most policies say, until you get to the nitty gritty and all of a sudden it does not cover this or that, because of different circumstances.

I talked to one of the salespeople today, and the insurance plan is null and void at the dissolution of corporation. In other words, we are all S.O.L.

If you purchased your warranty plan in the last 30 days, you can still go get your money back. We did for our wedding bands.

What kind of sales are they having. A lot of the times when jewelry stores are closing out, their sales aren't anything to be excited about. Any ideas on this one?

Lookandlearn said "What kind of sales are they having. A lot of the times when jewelry stores are closing out, their sales aren't anything to be excited about. Any ideas on this one? "

20 - 40% off store wide. It was very busy when I was at the mall yesterday.  
 
The main Ben Moss website.  
 
http://www.benmoss.com/

Depending on how you paid for the rings, if you used a visa that provides coverage, you will have coverage for at least a year.  
 
Second, take your rings in once a year to have the claws checked, the rings cleaned and to have the rings inspected. If the ring is a two piece set, have the two pieces soldered together since movement of the bands creates wear.  
 
Every few years, have your rings appraised for your insurance policy and like others have mentioned, check to see exactly what coverage you do have and what it covers. Read the policy yourself.

....at Ben Moss? Anyone get any great deals? Is there much stuff left? There was another jewelry store in the mall that was closing a year or so ago. They started off with 20 % then slowing increased the discount as the stock went down and time went on.

as my wedding band (we've had it for about 18 months) and I have had to have them send it away 7 times already as the diamonds keep falling out. It is away as we speak and should be back soon. I guess I am now S**T out of luck from now on. So frustrating....they replaced the entire ring once already and still the same issues. Now with them out of business I will have a diamondless band in the next 6 months...

MUAH said "as my wedding band (we've had it for about 18 months) and I have had to have them send it away 7 times already as the diamonds keep falling out. It is away as we speak and should be back soon. I guess I am now S**T out of luck from now on. So frustrating....they replaced the entire ring once already and still the same issues. Now with them out of business I will have a diamondless band in the next 6 months... "

if that was my ring and had to have it repaired that many times, I would certainly not be talking to the people here locally. I would be on the phone to Ben Moss managers, owners..I am sure through their website you can find a number for Winnipeg and just keep going to the top.  
 
I had to do that with an item I had and everytime I talked to someone and didn't get the answer I liked I would just ask to speak to the supervisor, then their supervisor...I made it to the top and got a new item. In your case, I would demand my money back and buy a different style.

As we all saw in Targets liquidation sale and in most liquidations sales the prices are all boosted and then discounts given. Before you make a impulse purchase from a liquidator. Shop around check quality,prices,and warranty can it be returned etc. BUYER BEWARE

Sale? Basically right now whatever the sticker price is, is what you will be paying at the end. As they get closer to closing their doors it will get better. Just like it was with the last jeweller that closed down in the mall. By the end was close to 80% off

from what i have seen personally liquidators do not give anything away. Last Jeweler closeout the liquidators brought a lot of their own product to sell. Buyer Beware