Discussions

It's my first time having car insurance. They tried taking the money outta my account before I even realized it was that time.. put the money in there after the fact and then an emergency came up and had to use that money.. what happens when they try to pull it again?? Will my licence be suspended until it's paid? No rude comments please just asking a question?

Normally direct withdraw will try the next day as well if not sufficient funds. After that you may get a call from mpi. Or you should call them if it hasn't come out of your account after payday, and be prepared to pay it manually like at a broker to make it up.

I'm fine with paying st the broker I'd much rather prefer to do that anyways but they r taking it out again tomorrow and the funds are not there as I don't have any money until Tuesday I will be calling them first thing in the morning tho

- I asked this one time and was told after first try they would try again in 5 days, then I would get an invoice as well as a late fee. If the invoice wasn't paid by the specified date insurance would be suspended. As it turned out I did not have a problem-more money in my account than I realized!- so my payment came out first try.  
 
At some point you will lose the option to make payments-so you do not want to have late payment again. Emergencies requiring money should not be paid with your MPI money unless you are prepared to pay your full premium all at once.

If you can't afford to pay your insurance on time every month then you need to switch it so that you go directly down to the broker and pay it. Other wise you are going to be charged huge NSF fees in the long run. No judgement, as I know I've been in the position before where my insurance is due and I don't get paid for a couple more days.

If you can't make sure there are sufficient funds in your account then stop direct payments and go in and make payments at a broker or manually pay them online. MPI will charge late fees, NSF and they will cancel your insurance if you don't pay. Also if you get in an accident you may not have coverage.  
 
And as always you should be calling MPI and discussing it with them not relying on the anonymous people on eBrandon telling you what to do. Things happen I get it. Might be a good idea to sit down and make a budget and make sure funds are set aside to pay the bills. If you find extra money tuck it away in a rainy day fund for when "emergencies" arise and you need extra money. Hope you get it sorted out.